16+ years of fintech engineering

Powering Financial Innovation across Africa & the Middle East

PayHub core banking. Custom software. Enterprise IT. One vendor — every module, zero compromise.

16+

Years

Countries

Offices

Product Lines

PayHub · Customer Mobile App

White-label iOS & Android app with biometric login, multi-currency wallets, card controls and in-app onboarding — fully branded for your institution.

What we do

Three product lines. One trusted partner.

A modular SaaS core platform for banks, neobanks, fintechs and telcos — payments, issuing, lending, treasury, compliance and AI banking.

Custom mobile, web and AI products engineered by 16-year fintech veterans. React, Node, Python, Go, .NET and modern AI stacks.

Strategy, enterprise software, staff augmentation, risk & compliance and cybersecurity for regulated industries.

Why eBits

Headquartered in Johannesburg with offices in Dubai, we serve clients across Botswana, South Sudan, South Africa, Egypt, Zambia and the UAE.

8–16 week deploys

Fastest time-to-revenue vs Oracle, FIS, Finacle

Built for emerging markets

Native mobile money, USSD, Shariah & local rails

True modular platform

Switch on only the modules you need

AI-first engineering

Production AI banking, not roadmap promises

Industries we serve

Banks

Neobanks

Fintechs

Lenders

Credit Unions

Telcos

Book a 30-minute discovery session with our experts. We'll map your goals to a deployment plan.